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MPF Investment

Asset Allocation and Diversified Investment Strategies: Building a Robust MPF Portfolio
A study published in the “Financial Analysts Journal” revealed that asset allocation influences over 90% of long-term investment returns, far outweighing the impact of individual security selection or market timing. In other words, effective asset allocation may significantly boost your investment results and may help to ensure your retirement savings grow more securely.
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Traditional Investment Wisdom: The 60/40 Stock-Bond Allocation
The 60/40 investment strategy is simple: 60% of the portfolio is allocated to stocks, while 40% is invested in bonds or other fixed-income assets. The aim of this mix is to strike a balanced approach: stocks offer higher growth potential and returns, while bonds provide stable income with lower risk.
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No Time to Pick Your MPF Funds? Default Investment Strategy Has You Covered
Many Hong Kong employees don’t have the time or expertise to actively manage their MPF investments. For these individuals, the Default Investment Strategy (DIS), commonly known as the “Lazy Fund”, offers a simple, ready-made option.
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Key Considerations for MPF Portfolio Selection
Choosing the right MPF investment portfolio is crucial for building a solid financial foundation for your future retirement. This article will guide you through the key factors to consider when selecting your MPF investment portfolio, helping you develop an effective strategy.
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